How To Play Baccarat

The Aim

The goal of the game is to bet on the hand that you believe will receive the higher total (Banker’s Hand or Player’s Hand) the hand closest to 9 wins.

You also have optional side bet wagers that allows you to predict (1) that the game will end in a tie, (2) if the Banker wins with a total of six and or (3) if either side will get a pair as their first two cards drawn.

The names ‘Banker’ and ‘Player’ are not indicative of either the players or the house but only represent areas in which the patron can bet.

The Table

Baccarat Table Layout | Learn How To Play Basscarat

Definitions

Player - The Player side represents one side of the main betting areas and is always paid 1-1 when it wins. Player is represented in blue on all electronic scoreboards.

Banker - The Banker represents the other main betting area on the table and is also paid at 1-1 odds when it wins, however on the Main Gaming Floor when the Bank wins on a total of 6 it is paid at 1-2.

Tie - Tie or égalité is defined by both sides having the same point total at the end of a game and pays all winning tie wagers 8-1. Tie is represented in green on the electronic scoreboards on each baccarat table.

Any Pair - Banker Pair or Player Pair are two separate wagers where the player predicts if any given sides first two starting cards will be the same value. E.g. 8♥ 8♦. Any pair results win 11-1.

Super Six - Super Six pays out when the bank wins on a total of 6 and loses on any other total. Super Six is the biggest paying side-bet and gives players the opportunity to negate only winning 50% when bank wins on 6. It is paid 15-1

Commission Game - A 5% deduction from any winning wager on Banker’s hand. A limit sign will indicate whether the table is operating on a commission game.

Non-Commission Game - Means that when Banker wins on 6, the dealer will pay 1-2 to and winning banker wager.

Betting Area - Designated wagering areas for specific betting types i.e. Banker’s Hand/Player’s Hand.

Tableaux - Structured rules to which determines whether additional cards are drawn after the four initial cards are dealt: one for the player, one for the banker, then a second for the player and a second for the banker.

Stood Pat - Not required to draw the third card

Let's Play

  1. Place your bet on the ‘Banker’, ‘Player’ and or any of the side bets offered.
  2. The dealer will pass out the cards to the ‘player’ side first to the person with the largest wager
  3. The player will then return the cards, the dealer will announce the total then pass out the ‘Bankers’ cards.
  4. The player will then return the ‘Bankers’ cards and the dealer will announce the bankers total.
  5. The “Player” and “Banker” side are drawn using pre-determined drawing rules known as the tableau
  6. After a winner is determined all winning wagers will be paid and all losing bets collected.

Odds

Non-Commission Game

Betting Area Payout
Player 1-1
Bank 1-1(1-2 When Bank wins on 6)
Tie 8-1
Any Pair 11-1
Super 6 15-1

Commission Game

Betting Area Payout
Player 1-1
Banker 1-1 –5% Commission

Player's Rule

If the player has an initial total of 0–5, they draw a third card. If the player has an initial total of 6 or 7, they stand.

Banker's Rule

If the player stood pat, the banker regards only their own hand and acts according to the same rule as the player, that is the banker draws a third card with hands 0–5 and stands with 6 or 7. If the player drew a third card, the banker acts according to the following more complex rules:

  • If the banker total is 2 or less, then the banker draws a card, regardless of what the player's third card is.
  • If the banker total is 3, then the banker draws a third card unless the player's third card was an 8.
  • If the banker total is 4, then the banker draws a third card if the player's third card was 2, 3, 4, 5, 6, 7.
  • If the banker total is 5, then the banker draws a third card if the player's third card was 4, 5, 6, or 7.
  • If the banker total is 6, then the banker draws a third card if the player's third card was a 6 or 7.
  • If the banker total is 7, then the banker stands